Charles Miller

Charles Miller is a licensed attorney in California who was employed in the insurance industry as a claim representative for 18 years, and then devoted his practice to insurance law since 1990. He has been retained as an expert on insurance-industry practices in more than 15 states. He can be reached at cmiller.ilc@earthlink.net.

Articles written by this author:

Bad faith: Revisiting an insurer’s affirmative duty to settle

Absent a settlement demand, insurers have no duty to present a settlement offer where a verdict is likely to exceed the policy limit

Charles Miller

2016 September

UIM: It’s not in dispute, so pay up!

The obligation of insurers to pay the undisputed amount of underinsured and uninsured motorists’ claims

Charles Miller

2017 September

Handling the wild-fire insurance claim prior to litigation

A guide to the process and pitfalls in handling a major fire-damage claim, and using the Insurance Code to your client’s advantage

Charles Miller

2019 March

Business-income insurance and COVID-19

A look at the “direct physical loss of or damage to property” requirements in ISO form business-income policies

Charles Miller

2020 July